Save Automatically
Cleo helps you put money aside without having to think about it.
Meet Cleo - the AI that helps you get better with money.
Track your spending, save automatically, tackle debt, and access up to $250 when you need a boost.
Smarter spending
Automatic savings
Cash advances up to $250
Personalized money insights
Everything your money needs, in one app.
Know Where Your Money Goes
See what you're spending, where it's going, and what you actually have left.
Tackle Your Debt
Get a personalized plan designed to help you make progress on what you owe.
Need a Boost?
Short before payday? Eligible users can access a cash advance of up to $250.
Getting started takes just a few steps.
Connect your bank securely
Link your account so Cleo can understand your finances.
Cleo learns your money habits
Cleo analyzes your income and spending to give you personalized insights.
Start taking control
Save smarter, understand your spending, work on your debt, and see what financial tools you're eligible for.
Payday still a few days away?
Eligible Cleo users can request a cash advance up to $250 when they need some extra breathing room.
0% interest
No credit check
No late fees
Stop wondering where your money went.
Let Cleo help you save more, spend smarter, tackle debt, and stay ahead of payday.
GET STARTED WITH CLEO